- PYUSD payouts let YouTube creators receive earnings faster and more efficiently through PayPal’s stablecoin infrastructure.
- PYUSD expanded to nine blockchains, increasing interoperability and unlocking broader on-chain financial opportunities.
- GENIUS Act provides clear stablecoin rules, boosting U.S. business confidence while public skepticism about growth remains high.
YouTube has officially launched payouts in PayPal’s PYUSD stablecoin for eligible U.S. creators, marking a major step toward mainstream crypto adoption. This new option allows creators to receive their earnings directly through PayPal in PYUSD, a move confirmed by May Zabaneh, PayPal’s head of crypto, in a Fortune exclusive.
The integration leverages PayPal’s existing stablecoin infrastructure, allowing creators to benefit from faster settlements and smoother cross-border transactions. Besides speeding up payments, this initiative reduces the friction typically associated with digital asset transfers on traditional platforms.
The rollout comes after PayPal enabled recipients to receive checks in PYUSD during Q3 2025. Consequently, YouTube expanded this functionality to its creator community. Jakob Kronbichler, CEO and co-founder of Clearpool, told Decrypt, “Big Tech like YouTube only adopts new payment rails when they’re operationally mature and low-friction.”
He added that platforms and creators can “access the benefits of on-chain settlement without introducing new custody or compliance challenges.” Moreover, once stablecoins scale within mainstream platforms, they can unlock on-chain financial capabilities, ranging from settlement to financing and yield.
PYUSD Expansion and Institutional Confidence
Launched in August 2023, PYUSD currently holds a market capitalization exceeding $3 billion, according to CoinGecko. The stablecoin has expanded to nine additional blockchains through LayerZero’s interoperability protocol, covering networks like Aptos, Avalanche, and Tron. Additionally, PayPal announced plans to integrate PYUSD into its bill-pay services and Hyperwallet platform for mass payments.
Clear rules around stablecoins are becoming more important. The GENIUS Act, signed by President Trump in July, creates a federal framework for how stablecoins can be used safely. Rohan Kohli from Bastion explained, “This regulatory clarity is the foundation we’ve been seeking for a thriving, stablecoin-powered financial system.”
Because of this clarity, American businesses might feel more comfortable implementing stablecoins, which could promote greater innovation and competition. Still, a lot of people are skeptical—more than 80% of Myriad Markets users don’t think stablecoins will hit $360 billion by February.
