- Ripple plans to acquire BC Payments Australia to obtain an Australian Financial Services License.
- The license would allow Ripple to offer regulated cross-border payment services in Australia.
- Ripple’s APAC payments volume nearly doubled in 2025, highlighting regional growth.
Ripple plans to secure an Australian Financial Services License in Australia to expand its regulated payments operations across the Asia-Pacific region. The blockchain infrastructure company announced the plan while outlining a proposed acquisition of BC Payments Australia Pty Ltd. The license would allow Ripple to provide regulated cross-border payment services to financial institutions and enterprises operating in Australia.
Ripple Seeks License Through Acquisition Deal
Ripple intends to obtain the license through the planned acquisition of BC Payments Australia Pty Ltd. The deal remains subject to the standard completion process.
Once completed, the acquisition would grant Ripple an Australian Financial Services License. This authorization would allow the company to operate regulated financial services in Australia.
According to Ripple, the license would strengthen its payments infrastructure across the Asia-Pacific region. The company already provides blockchain-based solutions for traditional and digital finance.
Fiona Murray, Managing Director for Asia Pacific at Ripple, addressed the company’s regulatory strategy. Murray said licensing remains central to Ripple’s global operations.
According to Murray, regulated approvals help the company deliver compliant financial services across multiple markets. She added that Australia represents a key regional market.
License Expands Ripple Payments Infrastructure
The proposed license would expand Ripple’s payments platform in Australia. The system supports cross-border transactions for financial institutions, fintech firms, and enterprises. Ripple Payments manages several stages of international transactions.
These include onboarding, compliance checks, funding, and foreign exchange processing. The platform also handles liquidity management and final payout. Notably, the system integrates traditional banking rails alongside digital asset infrastructure.
With the license in place, Ripple would oversee settlement directly. It would also connect customers with local payout partners across payment networks.
According to the company, this structure allows institutions to integrate into one system. Customers therefore avoid managing multiple intermediaries or blockchain processes independently.
Regional Growth And Regulatory Footprint
Ripple reported strong regional activity across Asia-Pacific markets. The company said its APAC payments volume nearly doubled during 2025.
Several Australian financial companies already use Ripple’s infrastructure. These include Hai Ha Money Transfer, Novatti Group, Stables, Caleb & Brown, Flash Payments, and Independent Reserve.
Globally, Ripple holds more than 75 regulatory licenses across multiple jurisdictions. This regulatory coverage places the company among the most licensed crypto infrastructure providers.
Meanwhile, Ripple also participates in policy initiatives across Australia. Notably, the company engages in Project Acacia, led by the Reserve Bank of Australia and the Digital Finance Cooperative Research Centre.
