- earnXRP lets XRP holders deploy FXRP in staking, liquidity, and carry-trade strategies, all fully visible on-chain.
- The vault simplifies yield management, compounding returns directly into XRP without juggling multiple DeFi positions.
- Amid regulatory debates, earnXRP boosts XRP utility, liquidity, and market access, while highlighting policy stakes for yield assets.
XRP holders now have a new way to put their tokens to work as Flare Networks launches earnXRP, a fully transparent yield vault. The vault, built on @upshift_fi and managed with strategy and risk oversight by ClearstarLabs, aggregates multiple on-chain yield sources into one XRP-denominated position.
This innovation allows holders to deploy FXRP across staking, liquidity provision, and carry-trade style strategies, all visible on-chain. Consequently, depositors no longer need to manage multiple DeFi positions manually.
Besides simplifying yield management, earnXRP packages a diversified set of strategies into one vault. Flare emphasizes that the platform enables users to earn returns without leaving XRP, unlike traditional approaches measured in stablecoins or other assets. “Putting XRP to work onchain has usually meant stitching together multiple protocols and positions,” Flare explained.
“earnXRP packages a diversified set of strategies into one XRP-denominated vault.” Users deposit FXRP, receive the earnXRP receipt token, and let the automated system manage strategies while compounding yield directly into XRP.
How earnXRP Expands DeFi Access
The vault deploys FXRP across curated strategies, including FXRP staking via stXRP, AMM liquidity, and carry-trade style positions. Every strategy, position, and return remains transparent and on-chain, giving holders full visibility. Moreover, this system acts as a “liquidity engine,” improving XRPFi routes, lending depth, and usage of FAssets.
Analyst Quantic noted that “access to EVM programmability means XRP can be spread across multiple new markets, not just yield,” adding that this infrastructure increases XRP utility and market access.
Policy Context and Industry Impact
The launch comes amid ongoing policy debates in Washington, where crypto companies are opposing restrictions on stablecoin yields. Over 125 organizations, including Coinbase, Gemini, Kraken, a16z Crypto, and Ripple, urged the Senate Banking Committee not to reinterpret the GENIUS Act’s ban on stablecoin interest.
Blockchain Association CEO Summer Mersinger stated, “The idea that we reopen [the issue] before we even start rulemaking just doesn’t make any sense.” Hence, earnXRP’s launch not only highlights innovation but also the broader stakes of regulatory clarity for yield-bearing assets.
