- Bitget Wallet’s crypto card enables real-time on-chain payments at 150M Mastercard-supported merchants, with zero top-up and annual fees.
- The self-custodial card integrates USDC on Base, preserving user control while delivering seamless fiat conversion through regulated settlement partners.
- The UK and EU launch marks the first phase, with Bitget targeting Latin America, Australia, and New Zealand as upcoming expansion regions.
Bitget Wallet has launched a self-custodial crypto card in partnership with Mastercard, enabling real-time payments at over 150 million global merchants. The card connects digital assets directly to the Mastercard network without compromising user custody, offering zero fees and real-time top-ups using USDC on the Base chain.
Transaction Fees Near Record Lows as On-Chain Spending Expands
Amid a surge in small-scale crypto payments, Bitget Wallet’s card addresses the market’s growing demand for seamless micro-transactions. According to internal reports, 45% of crypto card payments in Europe are now under €10, while 40% occur online. This growing trend signals rising user expectations for digital-native spending.
Unlike earlier attempts relying on custodial services or delayed settlements, Bitget Wallet’s card removes those barriers. It offers instant digital issuance, no top-up fees, and full control over on-chain assets, bridging wallets directly to real-world usage.
Seamless Integration with MasterCard Network Through Self-Custody
Built in collaboration with Mastercard and issuer Immersve, the infrastructure ensures fiat conversion only occurs when payments are made. Users undergo identity verification for regulatory compliance, but asset custody remains fully under user control. This ensures real-time functionality without compromising decentralization.
The card infrastructure was designed to tackle challenges of network speed, confirmation delays, and gas fee fluctuations. The base chain was selected for speed and efficiency, allowing for fast, recognized top-ups at the point of sale.
From Passive Wallets to Practical Finance Tools
Bitget Wallet is evolving into a full-featured Web3 finance platform. Users can earn, trade, and now spend crypto without off-ramping. With staking, real-time top-ups, and reward mechanisms integrated, the wallet promotes a shift from “holding” to “using.”
The card rollout prioritizes markets where crypto use is rising—Europe, Latin America, Australia, and New Zealand—based on regulatory clarity and user readiness. Bitget Wallet’s roadmap includes QR payment support, additional stablecoins, and deeper merchant integrations.
The success of this product will be defined by user adoption, repeat usage, and higher transaction volumes—setting a new standard for Web3 usability in everyday life.
